jasmine

Our hearts go out to the families affected by the catastrophic flash flooding in West Texas during early July. More than 119 lives were tragically lost, including 27 young campers and counselors at Camp Mystic near Hunt. The Guadalupe River surged between 22 and 26 feet in less than an hour, sweeping away cabins, cars, and cherished memories. Reports describe heart-wrenching scenes: bunk beds submerged in mud, personal belongings scattered, and heroic rescue efforts involving helicopters, boats, and drones. These heartbreaking moments remind us just how quickly nature can change everything and how important it is to be prepared, even when we feel far removed from the storm..

While this tragedy unfolded hundreds of miles from Houston, the lessons are close to home. Greater Houston is no stranger to flash flooding and once-in-a-generation rain events, even far outside designated flood zones. Many Houston homeowners have experienced damage during unexpected downpours or storms, yet remain uninsured because they were told coverage didn’t matter if they didn’t live in a flood zone. While some areas are labeled as high-risk flood zones, the reality is that flooding doesn’t respect those lines.

Flood insurance is one of the most overlooked, yet critical, protections a homeowner can have. It’s not included in standard homeowners policies, and without it, recovery can be financially devastating. The good news is that in many cases, flood insurance is more affordable than people expect, especially in lower-risk zones. Whether you’re a first-time […]