Our hearts go out to the families affected by the catastrophic flash flooding in West Texas during early July. More than 119 lives were tragically lost, including 27 young campers and counselors at Camp Mystic near Hunt. The Guadalupe River surged between 22 and 26 feet in less than an hour, sweeping away cabins, cars, and cherished memories. Reports describe heart-wrenching scenes: bunk beds submerged in mud, personal belongings scattered, and heroic rescue efforts involving helicopters, boats, and drones. These heartbreaking moments remind us just how quickly nature can change everything and how important it is to be prepared, even when we feel far removed from the storm..

While this tragedy unfolded hundreds of miles from Houston, the lessons are close to home. Greater Houston is no stranger to flash flooding and once-in-a-generation rain events, even far outside designated flood zones. Many Houston homeowners have experienced damage during unexpected downpours or storms, yet remain uninsured because they were told coverage didn’t matter if they didn’t live in a flood zone. While some areas are labeled as high-risk flood zones, the reality is that flooding doesn’t respect those lines.

Flood insurance is one of the most overlooked, yet critical, protections a homeowner can have. It’s not included in standard homeowners policies, and without it, recovery can be financially devastating. The good news is that in many cases, flood insurance is more affordable than people expect, especially in lower-risk zones. Whether you’re a first-time buyer or a long-time resident, now is the time to review your policy, understand your flood risk, and ask questions. Don’t wait for a warning siren or weather alert to take action.

Flood insurance is essential. It protects against expensive damage, helps your family recover faster, and gives you peace of mind when the skies darken. At C21 Realty Partners, we care about more than helping people buy and sell homes; we care about helping our neighbors protect what matters most. If you’re unsure about flood insurance or what your home might be vulnerable to, reach out. We’re here to help you understand your options and connect you with trusted insurance professionals who can guide you.

To the extended Camp Mystic community and everyone impacted in West Texas: we share your grief and stand with you as you rebuild and remember your loved ones. And to all our clients and neighbors across Greater Houston: let’s honor those affected by staying informed, prepared, and resilient together.